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Lessen debt. Save interest. Get rewarded!

You earn $25 for every $1,000 transferred to a new or current TruChoice Credit Card with Instant Rewards*

Other benefits include:

  • Consolidating your debt
  • Reducing monthly payments
  • No transfer fees
  • No surprise rate increases

At TruChoice Federal Credit Union, the love is real- and we want to show it by helping lower and consolidate your credit card debt. 

Apply now!

Already have a TruChoice card?  Contact Us or log into your online banking and look for the 'Transfer a Credit Card Balance' option on the left! 


*$25 reward for every whole $1,000 transferred. Offer not available for existing TruChoice credit card balances. Offer available for a limited time and some restrictions apply. To qualify for the reward, you must apply and be approved for a TruChoice VISA® credit card or transfer a balance from a non-Credit Union account to your existing TruChoice VISA® account. The reward will be deposited into your TruChoice share savings account within 10 business days after the balance transfer is complete. We will not be able to transfer balances from ineligible accounts nor will we issue rewards for any sum over approved credit limit. Offer not available on account conversions or in combination with any other offer. TruChoice reserves the right to end this promotion at any time and/or enforce a limit of one transfer per household. TruChoice reserves the right to terminate this reward or to deny rewards if at any time if we, in our sole discretion, determine that transfers are being made for the primary purpose of earning rewards by transferring balances back and forth between accounts that have no purpose other than earning additional rewards.