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For a limited time, TruChoice is waiving all fees* on new Home Equity Loans and Home Equity Lines of Credit!

Home Equity loans are available to homeowners whose current home has a market value that is higher than what is owed on the home. TruChoice offers Fixed Rate Home Equity Loans and Variable Rate Home Equity Lines of Credit.

Fixed Rate Home Equity Loan

A Fixed Rate Home Equity Loan is a closed-end loan - it has a set term. Your interest rate is determined at the time of the application and remains fixed throughout the term of the loan.

Variable Rate Home Equity Line of Credit

A Variable Rate Home Equity Line of Credit is an open-end loan. Your interest rate can fluctuate quarterly and you can continue to borrow against the equity in your home up to your credit limit. Home equity checks are provided for easy access to your credit line.

Apply online today or learn more about Home Equity Loans:
*Fees waived are Title Search Fee, Flood Certificate Fee, and the Home Appraisal/Valuation Fee. This promotion is a limited time offer and restrictions may apply.TruChoice reserves the right to end this promotion at any time. Must be a member of TruChoice with a $25 deposit.  The Annual Percentage Rate (APR) may vary depending on credit history, term of loan (if applicable) and combined loan to value. Hazard insurance is required. Flood insurance is required (if applicable). Consult your tax advisor regarding the deductibility of interest. Home equity loan rates are fixed. Line of credit rates are variable and may vary based on the prime rate published in the Wall Street Journal. The APR will not increase above 18% or go below 4%. $10,000 minimum for Home Equity Loan and Home Equity Line of Credit. Interest begins accruing upon disbursal of loan. Members must be in good standing with all loans paid current. We will not process any unsigned or incomplete forms. Account is subject to approval.