Skip to main content

Free and Easy – Two of our favorite words!

Bank simply with our ‘free and easy’ checking account. It offers several convenient ways to untangle your finances and make the most of your money:

It's Free

And it's Easy

  • 24/7 access to your account online and by phone
  • Overdraft Protection
  • Direct deposit makes it easy to access your funds
  • Free Visa® Debit Card with fraud protection

Get even more from your checking account with these great features:

Round Up

With the days of piggy banks mostly behind us, we've got a great way to save "change" without having to think about it.

With Round Up, each purchase that is made with a TruChoice Debit card is "rounded up" to the nearest dollar. The increased amount is then deposited into a member's primary savings account.

You will not see the transfer immediately.  The total round up amount from all purchases on a single day is then transferred from your checking account to your designated savings account.   

Want Round Ups on your account? You can now enroll right in mobile or online banking!

To enroll via online banking, look for your checking account on the account overview when you log in. Click the three horizontal dots next to the account, and click 'Debit Card Round Up'. Select your checking account, click the button to choose round ups, and then choose the savings account you would like your ‘change’ deposited too!

In our mobile app, click the arrow next to your checking account, and click 'Debit Card Round Up', then just follow the steps above.

Mobile Wallet

Forgot your card at home? With Mobile Wallet, you can get what you need without it!  Simply enroll your card in Apple Pay, Google Pay or Samsung Pay, and you can make your purchase with your phone!  For more information, click here!


Switch all of your direct deposits and automatic payments to your new or existing account at TruChoice in minutes!  Eliminate the hassle of having to contact each business and help ensure you don't miss a payment!

Using ClickSWITCH is simple!

  • Change Financial institutions without the hassle
  • Securely switch direct deposits and automatic payments in as little as 10 minutes
  • Just a few clicks will save hours of time
  • No need to track down payments or fill out paperwork
  • Track Switches and receive real time switch notification
  • Initiate the closure of any previous accounts

Get started today: Call or Text us at 772.0808, send an email to or stop into one of our branches. 

For more information about checking fees, click here.