Personal Loans
Big expenses are part of life. They can be fun—like a wedding or a once-on-a-lifetime trip. Or they can be not so fun—like a new roof or medical expenses. When it’s time to pay for them, a fixed-rate, fixed-term personal loan is a great option. You’ll typically see lower rates than you would with a credit card, the fixed term makes budgeting payments easy, and it helps keep your emergency savings free for when you really need it.
Our members use personal loans for everything from heating expenses to auto repairs to school expenses. Take a look at our competitive rates for loan terms up to 36 months.*
Ever Ready (ER) Line of Credit
Looking for some extra peace of mind with your checking account? TruChoice offers our Ever Ready (ER) Line of Credit to help cover you in case you accidently overdraw your account. With the ER Line of Credit, when there are not enough funds in your account to cover a transaction, we will transfer the amount necessary to cover the transaction in $300 increments up to the amount of your available credit.
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*For example: a $5,000 General Purpose loan with an interest rate of 10.49% for 36 months. Monthly payment is approximately $162.49. Total Finance charge is approximately $849.59.
