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We get it – sometimes you just need a loan to help cover expenses. That’s why TruChoice offers General Purpose Loans to help you cover a variety of needs including debt consolidation, home improvement, auto repairs, uninsured medical expenses, and vacations.

Apply online today or learn more about General Purpose Loans:

Ever Ready Line of Credit

Bouncing a check can be a hassle, not to mention embarrassing. So in order to protect you, TruChoice offers an Ever Ready (ER) Line of Credit that provides coverage in case of errors in your checkbook. With the ER Line of Credit, when there are not adequate funds in your account to cover a transaction, we will transfer the amount necessary to cover the transaction in $300 increments up to the amount of your available credit.


More on Ever Ready Line of Credit

Credit Building Loans

Not everyone has a perfect credit history – or maybe you have little or no credit history at all. At TruChoice, we have a couple of options that allow you to safely build or rebuild your credit.


More rebuilding your credit

*Annual Percentage Rate (APR) applies to the loan amount financed. Promotional rates provided are valid as of 1/2/2018 and are subject to change without notice. Your APR may vary based on your individual credit history and our underwriting criteria. For example, the monthly payment on an unsecured loan of $10,000 at 6.99% APR paid over 48 months would be $239.46. This promotion is a limited time offer and restrictions may apply. To qualify for the personal promotion you must apply and be approved for a TruChoice Personal Loan. Offer not available for existing TruChoice loans or credit cards. We will not process any unsigned or incomplete forms. Offer not available in combination with any other offer. Account is subject to approval. TruChoice reserves the right to end this promotion at any time.