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Routing # 211288307

TruStage

What is TruStage? 

Make confident financial decisions with simple, reliable coverage.

TruStage Insurance offers life and accidental death & dismemberment (AD&D) coverage designed specifically for credit union members. These plans are built to be straightforward, affordable, and easy to understand, helping individuals and families protect what matters most without unnecessary complexity.

For many people in Maine, where financial planning and long-term security are especially important, having dependable insurance coverage can provide added peace of mind. With one of the oldest populations in the country, Maine residents often prioritize protecting loved ones, planning for the future, and ensuring financial stability through every stage of life.

Whether you’re looking to support your family, cover unexpected events, or strengthen your overall financial plan, TruStage Insurance provides flexible options designed to fit your needs.

Life Insurance

Why consider Life Insurance?

When you have loved ones depending on you, life insurance can help provide financial protection and peace of mind. TruStage life insurance offers flexible coverage options designed specifically for credit union members, making it easier to plan for the future with confidence.

Life insurance can help cover important expenses such as:

  • Funeral and final costs
  • Outstanding debts
  • Mortgage or rent payments
  • Ongoing living expenses for your family

For individuals and families in Maine, where long-term financial planning is especially important, having the right coverage in place can help ensure your loved ones are supported no matter what the future holds. Learn more about how getting coverage today could help you protect them tomorrow.

Accidental Death & Dismemberment (AD&D) Insurance

What does AD&D cover?

Accidental Death & Dismemberment (AD&D) insurance provides a cash benefit if a covered accident results in death or certain serious injuries. This type of coverage is designed to supplement life insurance by offering financial support in situations caused by unexpected events.

AD&D coverage may help provide financial assistance in cases such as:

  • Accidental death
  • Loss of limb or vision
  • Severe injuries resulting from an accident

Because accidents can happen at any stage of life, this additional layer of protection can be especially valuable for individuals and families looking to strengthen their overall financial safety net. Learn more about Accidental Death & Dismemberment Insurance.
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*Accidental Death & Dismemberment. TruStage™ Accidental Death and Dismemberment Insurance is issued by CMFG Life Insurance Company. Benefits are not payable for the riders during the 12-month period that begins on the Rider Effective Date for illness that is diagnosed within 12 months after the Rider Effective Date and is caused by, contributed by or results from a pre-existing condition. One no-cost coverage offer per credit union member. Base Policy Form Numbers: E10a-014- 2012, E10a-014-2012(OR), 2018-ADD-POL, 2018- ADD-POL(OR), 2018-ADDPOLRDR-CI, 2018-ADD-POLRDR-CNR. TruChoice FCU enables this insurance program to be offered and is entitled to compensation from TruStage Insurance Agency, LLC.

*TruStage™ Term Life Insurance is issued by MEMBERS Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by any financial institution. This is a term policy to age 80 that has premiums that increase when entering each five-year band: 25, 30, 35, 40, 45, 50, 55, 60, 65, 70, and 75. Approval is based on your answers to the questions on the application and additional information we obtain from other sources. Rates may be higher due to tobacco use. Base Form Numbers: ICC25-PBT1, 2025-PBT1

We make your goals our goals

Cash Back Rewards Credit Card!
Put money back in your pocket with our rate of 1.5% cash back on everything* you buy with our Cash Back Rewards Credit Card!
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InCheck
Earn high yield interest on your checking account with just 12 debit card transactions a month and eStatement enrollment.
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Refer and Earn
Refer a friend to TruChoice and you both get rewarded once your friend meets the requirements! You can earn up to $500 per calendar year!
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Save Up Certificate
Grow your savings in a safe and reliable way with a competitive interest rate and the security of a fixed term.
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