Certificates
Have some savings that you don’t need to touch for six months or more? A Share Certificate will earn you a higher return than a typical savings or money market account. With a certificate, you agree to lock your funds for a set period, and you can’t make withdrawals during that time. Once you hit the end of the term (the certificate’s maturity), you get your original deposit plus the dividends it earned. You can put it back into another certificate, deposit it into one of your other accounts, or do whatever you want with it. It’s your money.
Check out our rates and terms here. Certificates are free to open, but there may be early withdrawal fees if you close it early.
Great options to fit your life
We have several options for certificates, from 6-months to 24-months, allowing you to choose the right term for you. Most certificates have a $2500 minimum to open, and require you to put aside the full amount when you open the certificate.
We also have our Save Up Certificate, which offers a competitive interest rate, the security of a fixed term and the ability to keep adding funds over the life of the certificate.
Certificate Benefits
- Grow Savings: Keep adding to your certificate over time!
- Start Small: Open with just $100 and watch it grow.
- Stay Flexible: Choose between 6-month and 12-month terms to fit your goals.
