Cash Back Rewards Credit Card
1.5% Cash Back Credit Card with No Annual Fee
Earn unlimited cash back on every purchase, plus low rates, no international fees, and the local service you trust.
- No annual fee1
- Low non-variable rates on balances
- No international fees
- Travel Benefits2
- Travel and Emergency Assistance Services
- Auto Rental Collision Damage
- Trip cancellation and Interruption
- Travel Accident Insurance
Apply for Your Cash Back Card Today.
Why Choose Our Cash Back Credit Card?
Cash Back on Every Purchase
Get 1.5% cash back on everything, gas, groceries, dining, and more. No categories. No limits. No tracking.
Travel Without Extra Fees
Enjoy peace of mind wherever you go with no international transaction fees, plus built-in protections like travel accident insurance, trip cancellation and interruption coverage, and auto rental collision protection.
Built-In Security & Protection
Shop with confidence thanks to 100% fraud protection, real-time alerts, and local support that’s there whenever you need it.
Simple Account Management
Track spending, monitor rewards, and redeem cash back anytime through online banking or our mobile app.
The Credit Card That Works for You, Not Against You
Unlike big banks, we’re focused on helping our members save more and earn more.
- Lower rates than national lenders
- Local decision-making
- Personalized service
No extra steps or surprises!
Cash Back on Every Purchase - From essentials to extras, earn 1.5% cash back3 on what matters most to you. No hoops. No hassle. Just rewards.
Earn More Where You Spend Most - Earn faster by using for your everyday spends. From grocery runs to dining out.
Simple, Smart, and Seamless - Use it like any credit card, but with the added benefit of cash back you can track and redeem with ease!
24/7 Access and Control - Manage your account, monitor rewards, and see redeemed cash back all within online banking or our mobile app.
How does cash back work on this credit card?
You’ll earn 1.5% cash back on all qualifying purchases made with your card. Each month, your total purchases are calculated, minus any returns or refunds, to determine your final cash back amount.
If a return is processed after rewards are issued, it may reduce your next month’s cash back total.
Is there a limit on how much cash back I can earn?
How do I redeem my cash back rewards?
There’s nothing you need to do. Your cash back is automatically deposited into your primary savings account, no redemption process, no points to track, and no expiration dates.
What is the interest rate on the Cash Back Rewards Credit Card?
What purchases qualify for cash back rewards?
Any standard purchase made with your credit card qualifies for cash back—including everyday spending like gas, groceries, dining, online shopping, and even transactions through services like PayPal or Venmo.
Cash advances, fees, and interest charges do not earn cash back.
Are there any foreign transaction or international fees?
What credit limit can I qualify for?
More details:
Have questions? We're here to answer them.
1There is no annual fee for the credit card, however other fees apply and you must be a member of the credit union to qualify. Membership requires an open share account with a minimum balance of at least $25. See credit card solicitation disclosure for all fee information. Subject to credit approval. To qualify, you must meet our membership and underwriting requirements. All applications are subject to verification of creditworthiness.
3Earn 1.5% cash back on all qualifying purchases. Qualifying purchases exclude balance transfers, cash advances, and certain other transactions. See full terms and conditions at trufcu.com or visit any branch for details.
Minimum credit limit of $5,000.
APR = Annual Percentage Rate. Rates are subject to change at any time. Additional rates and terms are available. APR and term are based on your credit rating and ability to repay.
For more details, please see full terms and conditions in the credit card agreement document.
