We are celebrating 70 years of serving our community with auto loan rates as low as 4.70% APR*. With features such as no payment for 90 days now is the perfect time to jump into a new vehicle.
Apply for an Auto Loan
Receive a $250 credit when you fund your auto loan!*
Drive away with your new loan and a $250 credit in your account.
Rates as low as 4.70% APR*
TruChoice is celebrating 70 years of service to our community with a unique as low as 4.70% APR* on both new and used autos.
No Payments for 90 Days
Just in case you need a few months to recover after your down payment or registration fee.
Unwavering Member Support
We take our commitment to members seriously, and are here to help you navigate how to get the most out of your account.
Terms & Conditions:
*Annual Percentage Rate (APR) as low as 4.70% is based on creditworthiness, loan term, and other underwriting criteria. Rates and terms are subject to change without notice. Not all applicants will qualify for the lowest advertised rate. Membership with TruChoice Federal Credit Union is required for loan eligibility. Loan approval is subject to credit review and verification of income. Additional restrictions, terms, and fees may apply.
*No payment for 90 days offer applies to qualified borrowers and may vary based on credit approval. Interest will continue to accrue during the deferred payment period, which may increase the total cost of the loan. This offer may not be combined with other promotions or discounts unless otherwise stated. This offer is for new loans only.
Vehicle eligibility requirements apply, including restrictions on model year, mileage, and title status. Financing is available for new and used vehicles; however, certain exclusions may apply. Taxes, title, registration fees, and optional loan protection products are not included in the advertised rates and may affect the overall cost of the loan.
*$250 credit will be deposited into the borrower’s TruChoice Federal Credit Union share draft once the new auto loan is fully funded. Limit one credit per loan. Offer applies to new loans only; refinancing of existing TruChoice loans is not eligible. Loan must remain open and in good standing at the time of deposit to receive the credit. Loans funded after December 26th, 2025, will receive their promotional bonus in January 2026. Credit may be reported as taxable income; please consult your tax advisor. Offer subject to change or withdrawal at any time without prior notice.
Loan payment amounts and total interest costs will depend on the loan terms and interest rate at the time of approval. Promotional rates, account credits, and deferred payment options are available for a limited time and may be discontinued at any time without prior notice. TruChoice Federal Credit Union is an Equal Opportunity Lender. Contact us for full details.
