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You deserve more from a car loan. The love is real.TruChoice Federal Credit Union

When you're looking for a car loan, you deserve more than a good rate - you deserve a good experience with someone you trust.


At TruChoice, it's not just about getting you a loan - it's about everything that comes after.  We'll help you get a reliable car, at a fair rate, with affordable monthly payments.  While we're at it, we'll work with you to build a personalized plan to help improve your credit score, pay down debt, and get started on the future you want.


Already have a car loan? What if we could drop the rate on your loan by 2%*?

Whether your loan is for a car, motorcycle, snowmobile, boat, or other recreational vehicle, when you bring your loan to us we will relieve some of the burden by shaving 2% off your loan.  What can we say? The love is real.


Apply Now!

Loan Insurance 

We offer Guaranteed Auto Protection (GAP) Insurance, and Credit Life and Disability Insurance. This insurance is subject to age and eligibility requirements, so check with your TruChoice representative for rates and details. Additional Guaranteed Auto Protection information, .

Vehicle Service Contracts

We offer a variety of vehicle service contracts to help cover the cost of certain repairs, diagnostic coverage, rental reimbursements, trip interruption, and more! View our Vehicle Service Agreement brochure PDF or ask your financial service representative for more information. 


*down to a minimum of 1.74%.  This is a limited time offer available on approved credit for a vehicle.  We’ll beat your current loan rate with a reduction of up to 2% subject to TruChoice FCU’s minimum rates based on creditworthiness and term of loan.  TruChoice FCU’s standard lending policies and criteria apply to the review of all loan refinance applications.  This offer is available for new TruChoice loans only. Rates expressed as Annual Percentage Rate (APR).  This offer is for new and used vehicles only. Income verification may be required.  Terms and conditions subject to change without notice.