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InCheck Account

This summer, getting your finances in check is about to become a whole lot easier….with our new InCheck Account!!


Through August 31st, earn 8.00% APY on InCheck account balances less than $10,000!  


Qualifying to earn our highest interest rate is so easy, you’re probably already doing it!

To earn interest on your InCheck account each month, simply;

  • Have at least 12 debit card debit transactions post and settle

  • Be enrolled in eStatements

If you don’t meet the qualifications in one month, don’t worry. There’s no fee for the account, you just won’t earn interest that month. Plus, you’re eligible again the next month. Looking for more information on our other accounts? View our other account rates.

If you live, work, worship or attend school in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset or York County in Maine, or if you have an immediate relative who is a member, you're eligible for membership! 

Click below to get started - we can't wait to meet you!

join today

Already a member? Contact us to switch your existing account to an InCheck Account! Or login to online banking and look under "Manage Your Money" on the left.  Click on 'Switch to an InCheck Account' and fill out the form! Or using our mobile app? Look for the form under the 'Move Money' option. 



1. Introductory rate of Annual Percentage Yield (APY) of 8.00% is guaranteed through August 31, 2024. Beginning September 1, APY is subject to market rates as listed on the rate schedule. Dividends are earned based on average daily balance. Rates are subject to change without notice. 

2. APY=Annual Percentage Yield. APYs accurate as of 6/01/2024. There’s no minimum deposit to open. If qualifications are met each monthly qualification cycle: Balances up to $10,000 receive premium APY rate. Balances over $10,000 will earn 0.449% APY. Rate subject to change without notice. 

3. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. If qualifications are not met, dividends will not be earned. Qualifying transactions must post to and settle to account during monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle to an account. For full terms and conditions please see member agreement.