Stay Warm. Pay Less for Heat
Get ahead of heating season with a TruChoice Heating Loan. Borrow $500 to $5,000 at a special 4.99% APR with flexible repayment terms from 6 to 12 months.
Affordable Heating Financing
Cover essential heating expenses without putting as much strain on your monthly budget. Get a special 4.99% APR* with your choice of repayment terms from 6 to 12 months.
More Flexibility When You Need It
Whether you heat your home with oil, propane, kerosene, natural gas or electricity, a Heating Loan can help cover eligible energy costs. Loans are available from $500 to $5,000.
A Little More Breathing Room This Winter
Don't let heating expenses catch you off guard. Apply for a Heating Loan and keep your home comfortable while spreading eligible heating costs over manageable monthly payments.
Heating Loan Repayment Examples
At a promotional rate of 4.99% APR*, here are examples of estimated monthly payments for every $1,000 borrowed:
6-Month Term*: Approximately $169.10 per month for 6 months.
7-Month Term*: Approximately $145.30 per month for 7 months.
8- Month Term*: Approximately $127.70 per month for 8 months.
9-Month Term*: Approximately $112.90 per month for 9 months.
10-Month Term*: Approximately $105.20 per month for 10 months.
11-Month Term*: Approximately $96.70 per month for 11 months
12-Month Term*: Approximately $85.60 per month for 12 months.
Examples are based on a $1,000 loan at 4.99% APR* with monthly payments. Actual payments may vary based on loan terms and payment schedule.
TERMS AND CONDITIONS
*As low as 4.99% APR. This is a limited-time promotional offer available on qualifying Heating Loans with repayment terms of 6 or 12 months. Loan amounts range from $500 to $5,000. Rates are based on creditworthiness, loan term, and other underwriting criteria. Rates are expressed as Annual Percentage Rate (APR). All loans are subject to credit and underwriting approval.
Heating Loan proceeds must be used exclusively for eligible heating and energy expenses. Loan proceeds will be disbursed directly to an eligible fuel or energy provider by check. Funds cannot be disbursed directly to the borrower or used for reimbursement of previously paid expenses.
This is a limited-time offer and is subject to periodic review and may be discontinued at any time. Rates, terms, conditions, and promotional availability are subject to change without notice. Membership eligibility and other applicable lending requirements apply.
