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Bouncing a check can be a hassle, not to mention embarrassing. So in order to protect you, TruChoice offers an Ever Ready (ER) Line of Credit that provides coverage in case of errors in your checkbook.

With the ER Line of Credit, when there are not adequate funds in your account to cover a transaction, we will transfer the amount necessary to cover the transaction in $300 increments up to the amount of your available credit.

When you use funds from your ER Line of Credit, you will be required to make a monthly payment of at least 2% of the outstanding balance, or $25 – whichever is greater, until the balance is paid off. Advances will appear on your monthly checking account statement.

Apply online today or learn more about ER Line of Credit Loans: