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Your home is more than a roof over your head.

It gives you flexibility.  

Get a great rate on a Home Equity Loan for a limited time!  We are offering Home Equity Loan options that provide flexibility for your family. Whether you're looking to consolidate debt, do home renovations, or anything else that's important to you, you can use the equity in your home to finance it. 

Choose from two great options:

Fixed Home Equity Loans: As low as 2.99%(1) APR for 10 years, with no fees(3)

Home Equity Lines of Credit: As low as 2.99%(2) intro APR for your first two years, with no fees(3)

Aside from offering great rates, we're waiving closing fees, including appraisals, to save you money up front, and keep the process simple. Ready to make a change for the better?

Apply now!

If you have any additional questions, please email  

The love is real.


(1)  This offer is for a limited time only. Terms and conditions subject to change without notice. Annual percentage rate (APR) will vary based on individual credit history and combined loan to value. Starting 2.99% APR is based on 80% Loan to Value. Rate good for 10 year fixed home equity loan. The payment on a $10,000 10-year loan at 2.99% APR will be $96.65 monthly. Offer available for a limited time based on the loan amounts applied for. Once the limit established by the Credit Union is reached, this offer will be terminated. Please call (207) 772-0808 to determine availability. Property insurance is required. Flood and/or property hazard insurance may be required. Other restrictions may apply. Interest begins accruing upon disbursal of loan. 

(2)  Introductory rates start at 2.99% APR for first two years of the loan, beginning with date of loan disbursal. Annual percentage rate (APR) will vary based on individual credit history and combined loan to value. After 2 years, your variable rate will be determined by credit score at time of loan origination. 2.99% APR is based on 80% Loan to Value. Home equity lines of credit are variable rate loans, and are based on the prime rate published in the Wall Street Journal. As of 3/25 our variable rates on HELOCs start at 4% APR. The interest rate is subject to change, but will not exceed 18% APR. Consult your tax adviser regarding the deductibility of interest. 
Offer is good for new Home Equity loans and lines of credit. Members with existing loans would need to reapply and add at least $5000 to the loan or line. Subject to credit approval process. 

(3)  Fees waived are Title search fee, flood certificate fee and the home Appraisal/valuation fee.