Simply anywhere you are.

Mobile Banking

Get our mobile app for Apple or Android and start paying bills, making deposits and managing your money right from your mobile phone.  Just click on the link below to get started!  We've tried to make it as simple as possible. If you need help, there are some demos below. 

IMPORTANT:  You will have to enroll and set up a new username and password.  THE MOBILE USERNAME AND PASSWORD are NOT tied to your online banking username and password.   


  • deposit checks
  • transfer money
  • pay bills
  • check transactions
  • sign up for text banking

Google Play Link

Apple Store Link

How to Enroll in Mobile Banking

How to Transfer Money

How to Make Mobile Deposits


How to Retrieve Your Password

How to Transfer Money to Another Member (not yet available on Android)

Don't have a smart phone? Use the WAP to sign up for text banking! 

  •  If you do not have our APP, go to our WAP, which can be pulled up on a home computer.
  •  Tap on SMS Settings.
  •  Touch ‘add mobile number’
  •  Agree to Terms and conditions
  •  Add phone number into ‘mobile phone number’ field
  •  Touch continue
  •  Follow the instructions for verifying your phone
  •  You will now need to verify your phone
    • You will receive a text message to the phone number you entered. It will have a confirmation of enrollment and a verification code.
    • Enter that code into the ‘verification code’ field on the WAP
      • If you are using the WAP on a mobile device, and exited the browser to read/reply to the text messages, simply pull the browser back up on your phone by tapping the browser icon. It will bring you to the verification page.
    • Press ‘continue’
  • You will now get a welcome message containing all the available commands for text banking.
  • Once you are enrolled in SMS, you can text your command to that number at any time! We suggest that you add it to your contacts as ‘truchoice text’ so you know what it is!
  • What are the commands for SMS?
    • B : Balance for all accounts
    • H: Transaction history (most recent 5 transactions)
    • H s-type : Transaction history for specific accounts
    • X: Transfer between accounts
      • For instance: ‘x s1 s10 1.00’ would transfer $1 from your s1 to your s10 account. ***
      • You will get a confirmation text for the transfer
    • Help: Sends a list of our contact information
    • Quit: unsubscribe to text banking
    • Menu: resends the commands for text banking


Funds in your accounts at TruChoice are insured to at least $250,000 by the National Credit Union Administration (NCUA) and are backed by the full faith and credit of the United States Government.  TruChoice provides additional share insurance covering an additional $250,000. Certain IRAs are insured up to $250,000.  Copies of the NCUA brochure "Your Insured Funds" are available at each TruChoice office and are also available by mail upon request.

TruChoice Federal Credit Union • PO Box 10659, Portland, ME 04104 • Toll-free: 1.800.639.5550 • Email: © 2006-2017 TruChoice Federal Credit Union

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