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The loan rates provided are accurate as of 8/1/2016 and are subject to change without notice. TruChoice may offer other rates for these loans from time to time. Your Annual Percentage Rate (APR) may vary based on your individual credit history and our underwriting criteria.
An approximate term is provided to disclose the term we use to calculate payments for TruChoice's open-end loan products. For example, the monthly payment on a vehicle loan of $10,000 at 6.75% APR paid over 48 months would be $238.31. You can use our loan calculator to compare different payment options.
If you qualify for Member's Choice, you could receive a 0.25% reduction on our published loan rates excluding mortgages and lines of credit.
No minimum, if your vehicle is more than 3 years old, higher rates may apply. Apply online now!
|24 months||As low as 2.24%|
|36 months||As low as 2.24%|
|48 months||As low as 2.24%|
|60 months||As low as 2.24%|
|72 months||As low as 4.24%|
|84 months||As low as 6.99%|
$500 minimum. Apply online now!
|12 to 36 months||As low as 11.00%|
$10,000 minimum. Apply online now!
|Variable, open ended line of credit||As low as 4.00%|
|Fixed 5 years||As low as 3.24%|
|Fixed 10 years||As low as 4.75%|
|Fixed 15 years||As low as 4.99%|
An application fee may apply to all home equity loans (waived for Member's Choice). Consult your tax advisor regarding the deductibility of interest.Property insurance is required. Some additional restrictions may apply. For variable lines of credit, the variable APR may increase or decrease on January 1, April 1, July 1, and October 1 of each year. The interest rate will be based on the prime rate published in the Wall Street Journal. The annual percentage rate will not increase above 18% or decrease below the prime rate as published in the Wall Street Journal.
$1,200 minimum. Apply online now!
|Not Applicable||As low as 10.00%|
Apply online now!
|Savings Loan||Savings Rate +3.00%|
|Certificate Loan||Certificate Rate +3.00%|